FAQ
Questions we hear often.
Straightforward answers about how we work, who we serve, and what to expect.
Our Industry
What is a fractional family office? +
A fractional family office bridges the gap between conventional financial advisors—who lack the sophistication to handle complex wealth—and dedicated single-family offices that cost millions to staff and operate. You get the institutional-grade strategy, reporting, and portfolio management of a full family office, shared across a select number of families.
How is Redbud different from a traditional wealth manager? +
Most wealth managers charge a percentage of your assets (AUM fees), creating conflicts of interest. We charge a flat annual fee based on your complexity—not your asset size. We take no commissions or product compensation. And we integrate tax, estate, and investment planning into one cohesive strategy, rather than just managing investments.
Are you fiduciaries? +
Absolutely. We’re legally required to act in your best interest, and we have no products to sell or commissions to earn. Our only compensation comes from the transparent flat fees you pay us.
Client Fit
Who is your ideal client? +
Most of our clients have a net worth between $30 million and $300 million, but it’s less about the number and more about complexity—multiple entities, private deals, real estate, and tax returns driven by investment activity. Our clients are looking for a true decision partner, not another product salesperson.
Why do I need an advisor if I already manage my investments successfully? +
As wealth grows, so does the complexity of managing it. Tax optimization, estate structures, entity management, and cross-generational planning create blind spots that are easy to miss—even for sophisticated investors. We focus on the full picture, not just the portfolio.
What if I already have other advisors? +
That’s common, and it’s fine. We coordinate with your existing CPAs, attorneys, and other professionals—serving as the quarterback who makes sure everyone is working from the same playbook.
Do you only work with Austin-area clients? +
No. We’re based in Austin, but we serve clients across Texas and beyond. Our Austin office is designed for client meetings, and we love hosting clients for quarterly reviews, special events, and our periodic Supper Club gatherings. We can also meet virtually if that works better for you, and sometimes travel to meet with clients.
Getting Started
Do I need to move all my accounts to work with you? +
No. Our reporting engine tracks your entire financial landscape regardless of where assets are held. For portfolio management, we custody at Charles Schwab, but we report across all institutions as well as offline holdings.
What information do you need to get started? +
Typically: recent tax returns, estate documents, business entity information, account statements, and a personal balance sheet if you have one. We’ll walk you through exactly what’s needed during the onboarding process.
How quickly can we get started? +
It starts with a 90-minute discovery meeting so we can understand your full picture and put together a playbook. If we both decide it’s a good fit, full integration typically takes 60–90 days depending on complexity.
Working Together
What does your flat fee include? +
Our fee covers three service lines: Strategy (integrated tax/estate/investment planning), Reporting (a real-time window into your finances), and Portfolio Management (tax-smart investing and administrative support). Each is priced separately based on your specific complexity.
How often will we meet? +
Most clients meet with us quarterly for comprehensive reviews, with monthly check-ins for more active situations. But don’t wait for scheduled meetings—you hired a decision partner, not a calendar slot. Call us when you’re facing a major decision.
Do you manage money directly? +
Yes, we can serve as your investment manager for liquid assets. We also help administer and monitor private investments, real estate, and business interests that we don’t directly manage.